Description of the profile of the population insured in the AFPs, which allows determining their dissociation in the construction of a general mortality table

Authors

  • Magen Danielle Infante Rojas National University of Engineering, Lima, Peru
  • Rubén Durand National University of Engineering, Lima, Peru
  • Carlos Chávez National University of Engineering, Lima, Peru
  • Michel Suárez National University of Engineering, Lima, Peru

DOI:

https://doi.org/10.21754/iecos.v17i0.1271

Keywords:

Mortality table, pension security, AFP, ONP, Mortality factors

Abstract

In the midst of the public debate regarding the comparison of official INEI data and data processed by the SBS in the construction of a new mortality table, the argument arose that the SBS needs only data from policyholders belonging to pension fund insurers as sufficient to construct a general mortality table. Due to this scenario, a set of characteristics of policyholders in the AFPs (from the ENAHO database) is contextualized in order to determine their influence on the construction of a general mortality table. To this end, the characteristics of the population affiliated with the private pension system (AFP) were examined with respect to the population affiliated with the public pension system (ONP) and the non-affiliated population. Differences were found in the characteristics that determine the mortality experience of these populations. Therefore, it is concluded that a mortality table based on the mortality experience of the population affiliated to the AFP is not linked to the mortality tables of the other populations.

Downloads

Download data is not yet available.

References

Congreso de la República. (2013). Proyecto de Ley N°3113-2013-CR. Lima, Perú.

Morón, E., & Carranza, E. (2003). Diez años del Sistema Privado de Pensiones. Avances, retos y reformas 1993-2003. Boletín Especial N° 17, del Instituto Nacional de Estadística.

Teugels, J. L., & Sundt, B. (2004). Encyclopedia of Actuarial Science. Wiley.

Veres Ferrer, E. (2000). Estudios de Economía Aplicada. Nº 15, 187-196.

Willis, J. W. (2007). Foundations of Qualitative Research: Interpretive and Critical Approaches. Sage Publications.

Zalbidegoitia, A. B., Checa, A. F., & Estany, M. G. (1997). Anales del Instituto de Actuarios Españoles. Nº 3, 79-104.

Downloads

Published

2016-03-22

How to Cite

Infante Rojas, M. D., Durand, R., Chávez, C., & Suárez, M. (2016). Description of the profile of the population insured in the AFPs, which allows determining their dissociation in the construction of a general mortality table. Revista IECOS, 17, 92–120. https://doi.org/10.21754/iecos.v17i0.1271

Issue

Vol. 17 (2016)

Section

Research Articles

License

Copyright (c) 2016 Magen Danielle Infante Rojas, Rubén Durand, Carlos Chávez, Michel Suárez

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

CC BY 4.0 DEED Attribution 4.0 International

Most read articles by the same author(s)