Economía del Comportamiento: Convergencias entre la Economía y la Psicología
DOI:
https://doi.org/10.21754/iecos.v27i1.2798Palabras clave:
economía conductual, heurística, racionalidad limitada, teoría de la perspectiva, nudgesResumen
Se sintetizan los fundamentos de los autores y sus aportes a la Economía del Comportamiento (Behavioral Economics), destacando su convergencia con la psicología y sus implicaciones para la teoría y la política económica. Se realiza una revisión de la literatura económica clásica y contemporánea (siglos XVIII–XXI), con énfasis en las contribuciones de Smith, Hume, Mill, Bentham, Veblen, así como de Simon, Katona, Becker, Sen, Akerlof, Kahneman y Tversky, Vernon Smith, Shiller, Thaler, y sus conexiones con la psicología de Skinner, Festinger, Mischel, Gilbert, Gigerenzer, Ariely y Loewenstein. Se sistematizan los avances que cuestionan el modelo del homo economicus, mostrando cómo las normas sociales, las emociones, las identidades y los límites cognitivos moldean las decisiones individuales y de mercado, con aplicaciones en finanzas conductuales, bienestar y políticas públicas basadas en el nudge. Asimismo, se comentan los debates sobre la replicabilidad, la validez externa, la racionalidad ecológica y las instituciones. Se concluye que la integración de la economía y la psicología proporciona una serie de microfundamentos descriptivos más realistas, útiles para orientar el diseño de intervenciones públicas y privadas.
Descargas
Citas
Akerlof, G. A. (1970). The market for “lemons”: Quality uncertainty and the market mechanism. Quarterly Journal of Economics, 84(3), 488–500. https://doi.org/10.2307/1879431
Akerlof, G. A., & Kranton, R. E. (2000). Identity and the economics of organizations. Journal of Economic Perspectives, 19(1), 9–32. https://doi.org/10.1257/0895330053147930
Ariely, D. (2008). Predictably Irrational: The Hidden Forces That Shape Our Decisions. HarperCollins. https://psycnet.apa.org/record/2008-04432-000
Ariely, D. (2012). The (honest) truth about dishonesty: How we lie to everyone—especially ourselves. HarperCollins. https://www.scirp.org/reference/referencespapers?referenceid=4052765
Becker, G. S. (1957). The Economics of Discrimination. University of Chicago Press. http://bibliotecadigital.econ.uba.ar/download/Pe/187894.pdf
Becker, G. S. (1976). The economic approach to human behavior. University of Chicago Press. Becker, G. S. (1976). The economic approach to human behavior. University of Chicago Press. https://press.uchicago.edu/ucp/books/book/chicago/E/bo5954985.html
Becker, G. S. (1981). A Treatise on the Family. Harvard University Press. https://www.hup.harvard.edu/books/9780674906990
Becker, G. S., & Murphy, K. M. (1988). A theory of rational addiction. Journal of Political Economy, 96(4), 675–700. https://doi.org/10.1086/261558
Benartzi, S., & Thaler, R. H. (1995). Myopic loss aversion and the equity premium puzzle. The Quarterly Journal of Economics, 110(1), 73–92. https://doi.org/10.2307/2118511
Benartzi, S., & Thaler, R. H. (1999). Risk aversion or myopia? Choices in repeated gambles and retirement investments. Management Science, 45(3), 364–381. https://doi.org/10.1287/mnsc.45.3.364
Benartzi, S., & Thaler, R. H. (2001). Naive diversification strategies in defined contribution saving plans. The American Economic Review, 91(1), 79–98. https://doi.org/10.1257/aer.91.1.79
Benartzi, S., & Thaler, R. H. (2002). How much is investor autonomy worth? The Journal of Finance, 57(4), 1593–1616. https://doi.org/10.1111/1540-6261.00472
Benartzi, S., & Thaler, R. H. (2007). Heuristics and biases in retirement savings behavior. Journal of Economic Perspectives, 21(3), 81–104. https://doi.org/10.1257/jep.21.3.81
Bentham, J. (1970). An Introduction to the Principles of Morals and Legislation (1789), ed. by J. H Burns and HLA Hart, London, 2010-2011.
https://www.infoem.org.mx/doc/biblioteca/accesoytrans/accesinf/Bentham-Principles.pdf
Cartwright, E. (2024). Behavioral economics (4ª ed.). Routledge. https://doi.org/10.4324/9781003357971
Festinger, L. (1957). A theory of cognitive dissonance. Stanford University Press. https://psycnet.apa.org/record/1993-97948-000
Gigerenzer, G. (2007). Gut feelings: The intelligence of the unconscious. Viking. https://n9.cl/zxx55
Gigerenzer, G., Todd, P. M., & ABC Research Group. (1999). Simple heuristics that make us smart. Oxford University Press. https://n9.cl/vjoze
Gilbert, D. T. (2006). Stumbling on happiness. Alfred A. Knopf. https://archive.org/details/stumblingonhappi00gilb
Hume, D. (1992). Tratado de la naturaleza humana (F. Duque, Trad.). Tecnos. https://blogportafolioconocimiento.wordpress.com/wp-content/uploads/2018/06/hume-david-tratado-de-la-naturaleza-humana-trad-fc3a9lix-duque.pdf
Kahneman, D. (2011). Thinking, fast and slow. Farrar, Straus and Giroux. https://psycnet.apa.org/record/2011-26535-000
Kahneman, D., & Tversky, A. (1979). Prospect theory: An analysis of decision under risk. Econometrica, 47(2), 263–291. https://doi.org/10.2307/1914185
Loewenstein, G., O’Donoghue, T., & Rabin, M. (2003). Projection bias in predicting future utility. The Quarterly Journal of Economics, 118(4), 1209–1248. https://doi.org/10.1162/003355303322552784
Loewenstein, G., & Prelec, D. (1992). Anomalies in intertemporal choice: Evidence and an interpretation. The Quarterly Journal of Economics, 107(2), 573–597. https://doi.org/10.2307/2118482
Loewenstein, G., & Prelec, D. (1993). Preferences for sequences of outcomes. Psychological Review, 100(1), 91–108. https://doi.org/10.1037/0033-295X.100.1.91
Loewenstein, G., & Ubel, P. A. (2008). Hedonic adaptation and the role of decision and experience utility in public policy. Journal of Public Economics, 92(8–9), 1795–1810. https://doi.org/10.1016/j.jpubeco.2007.12.011
Mill, J. S. (2019). Princípios de Economia Política-Stuart Mill. LeBooks Editora. https://books.google.com.pe/books?hl=es&lr=&id=qaSoDwAAQBAJ&oi=fnd&pg=PA1808&dq=Principios+de+Econom%C3%ADa+Pol%C3%ADtica+del+1848+de+mill&ots=vRWqaifWUi&sig=Q_zvozyjHwjjWCsKKEZUx-Dge6c&redir_esc=y#v=onepage&q&f=false
Mischel, W., Ebbesen, E. B., & Zeiss, A. R. (1972). Cognitive and attentional mechanisms in delay of gratification. Journal of Personality and Social Psychology, 21(2), 204–218. https://doi.org/10.1037/h0032198
Newell, A., Herbert, A. S., & Shaw, J. C. (1956). The logic theory machine—A complex information processing system. IRE Transactions on Information Theory, 2(3), 61–79. https://doi.org/10.1109/TIT.1956.1056814
Newell, A., Shaw, J. C., & Simon, H. A. (1957). Empirical explorations of the logic theory machine: A case study in heuristics. In Proceedings of the Western Joint Computer Conference (pp. 218–239). https://n9.cl/1giwt
Sen, A. (1977). Rational fools: A critique of the behavioral foundations of economic theory. Philosophy & Public Affairs, 6(4), 317–344. https://www.ibiblio.org/philecon/General%20Information_files/rationalfools.pdf
Sen, A. (1999). Development as freedom. Alfred A. Knopf. Sen, A. (1999). Development as freedom. Alfred A. Knopf. https://www.redalyc.org/pdf/419/41900208.pdf
Shefrin, H. M., & Thaler, R. H. (1988). The behavioral life-cycle hypothesis. Economic Inquiry, 26(4), 609–643. https://doi.org/10.1111/j.1465-7295.1988.tb01520.x
Shiller, R. J. (2013). From efficient markets theory to behavioral finance. Journal of Economic Perspectives, 17(1), 83–104. https://doi.org/10.1257/089533003321164967
Shiller, R. J. (2015). Irrational exuberance (3rd ed.). Princeton University Press. https://press.princeton.edu/books/paperback/9780691173123
Shiller, R. J. (2019). Narrative economics: How stories go viral and drive major economic events. Princeton University Press.
Skinner, B. F. (1953). Science and human behavior. Macmillan. https://archive.org/details/sciencehumanbeha00skin
Simon, H. A. (1957). Models of man: Social and rational. John Wiley & Sons. https://psycnet.apa.org/record/1958-00363-000
Simon, H. A. (1978). Rational decision making in business organizations. American Economic Review, 69(4), 493–513. https://www.jstor.org/stable/1808698
Simon, H. A. (1982). Models of bounded rationality: Behavioral economics and business organization (Vol. 2). MIT Press. https://cir.nii.ac.jp/crid/1970867909789742541
Simon, H. A. (1991). Models of my life. Basic Books. https://psycnet.apa.org/record/1991-97361-000
Smith, A. (1776). An inquiry into the nature and causes of the wealth of nations. Project Gutenberg. https://www.gutenberg.org/ebooks/3300
Smith, V. L. (1962). An experimental study of competitive market behavior. Journal of Political Economy, 70(2), 111–137. https://doi.org/10.1086/258609
Smith, V. L. (1991). Rational choice: The contrast between economics and psychology. Journal of Political Economy, 99(4), 877–897. https://doi.org/10.1086/261782
Smith, V. L. (1992). Game theory and experimental economics: Beginnings and early influences. History of Political Economy, 24(Suppl), 241–282. https://doi.org/10.1215/00182702-24-Supplement-241
Smith, V. L. (2008). Rationality in economics: Constructivist and ecological forms. Cambridge University Press. https://doi.org/10.1017/CBO9780511819484
Smith, V. L., Suchanek, G. L., & Williams, A. W. (1988). Bubbles, crashes, and endogenous expectations in experimental spot asset markets. Econometrica, 56(5), 1119–1151. https://doi.org/10.2307/1911361
Stuart, M. J. (2023). Sobre la libertad. Grupo Vanchri. https://books.google.com.pe/books?hl=es&lr=&id=RZddEQAAQBAJ&oi=fnd&pg=PP1&dq=Sobre+la+Libertad+del+1859&ots=lTQwVax1z9&sig=kqP3JTBmd6lkrwfHC5XUWByfBtQ&redir_esc=y#v=onepage&q&f=false
Thaler, R. H. (1981). Some empirical evidence on dynamic inconsistency. Economics Letters, 8(3), 201–207. https://doi.org/10.1016/0165-1765(81)90067-7
Thaler, R. H. (1985). Mental accounting and consumer choice. Marketing Science, 4(3), 199–214. https://doi.org/10.1287/mksc.4.3.199
Thaler, R. H. (1987). The psychology of saving: A study of consumption behavior. Journal of Economic Perspectives, 1(2), 73–96. https://doi.org/10.1257/jep.1.2.73
Thaler, R. H. (1988). Anomalies: The ultimatum game. Journal of Economic Perspectives, 2(4), 195–206. https://doi.org/10.1257/jep.2.4.195
Thaler, R. H. (1990). Anomalies: Saving, fungibility, and mental accounts. Journal of Economic Perspectives, 4(1), 193–205. https://doi.org/10.1257/jep.4.1.193
Thaler, R. H. (1991). Quasi rational economics. Russell Sage Foundation. https://psycnet.apa.org/record/1991-98875-000
Thaler, R. H. (1999). Mental accounting matters. Journal of Behavioral Decision Making, 12(3), 183–206. https://psycnet.apa.org/record/1999-03867-001
Thaler, R. H., & Shefrin, H. M. (1981). An economic theory of self-control. Journal of Political Economy, 89(2), 392–406. https://doi.org/10.1086/260971
Thaler, R. H., & Sunstein, C. R. (2008). Nudge: Improving decisions about health, wealth, and happiness. Yale University Press. https://psycnet.apa.org/record/2008-03730-000
Tversky, A., & Kahneman, D. (1981). The framing of decisions and the psychology of choice. Science, 211(4481), 453–458. https://doi.org/10.1126/science.7455683
Tversky, A., Slovic, P., & Kahneman, D. (1990). The causes of preference reversal. The American Economic Review, 80(1), 204–217. https://www.jstor.org/stable/2006743
Veblen, T. (1899). The theory of the leisure class. Project Gutenberg. https://www.gutenberg.org/ebooks/833
Descargas
Publicado
Cómo citar
Número
Sección
Licencia
Derechos de autor 2026 Luis Felipe Arizmendi Echecopar

Esta obra está bajo una licencia internacional Creative Commons Atribución 4.0.
CC BY 4.0 DEED Attribution 4.0 International











